{"id":4026,"date":"2024-09-27T11:49:35","date_gmt":"2024-09-27T01:49:35","guid":{"rendered":"https:\/\/murrayslatter.me\/?p=4026"},"modified":"2024-09-27T17:47:14","modified_gmt":"2024-09-27T07:47:14","slug":"the-art-of-reinvesting","status":"publish","type":"post","link":"https:\/\/murrayslatter.me\/?p=4026","title":{"rendered":"The Art of Reinvesting"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">How Compounding Really Works Over Decades<\/h2>\n\n\n\n<p>One of the most powerful forces in investing is the concept of <em>compounding<\/em>. Albert Einstein reportedly called it the &#8220;eighth wonder of the world&#8221; and for good reason. Compounding is the process of earning returns on both your initial investment and the returns you\u2019ve already made. Over time, it has the potential to turn even modest investments into substantial wealth. The magic of compounding is especially effective when it\u2019s combined with the art of <em>reinvesting<\/em>, allowing your money to work for you continuously as the years go by.<\/p>\n\n\n\n<p>In this article, we\u2019ll explore the art of reinvesting, how compounding works over decades, and why staying invested and patient is one of the most powerful wealth-building strategies you can adopt.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">1. What Is Compounding?<\/h3>\n\n\n\n<p>At its core, <em>compounding<\/em> means earning returns on your returns. It\u2019s a snowball effect, where your initial investment generates returns, and those returns are reinvested to generate even more returns. The longer this cycle continues, the more exponential the growth becomes.<\/p>\n\n\n\n<p>Let\u2019s break it down with a simple example:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Year 1<\/strong>: You invest $1,000 in a stock that earns a 10% return. By the end of the year, your investment grows to $1,100.<\/li>\n\n\n\n<li><strong>Year 2<\/strong>: You now have $1,100. If you earn another 10% return, your investment grows to $1,210.<\/li>\n\n\n\n<li><strong>Year 3<\/strong>: With $1,210 at the start of the year, another 10% return brings your total to $1,331.<\/li>\n<\/ul>\n\n\n\n<p>As you can see, each year your returns grow larger because you\u2019re not just earning returns on your initial $1,000 investment\u2014you\u2019re also earning returns on the returns from previous years. Over time, this process of compounding leads to exponential growth, where your wealth increases faster the longer you stay invested.<\/p>\n\n\n\n<p><strong>Key Takeaway:<\/strong> Compounding allows your investments to grow exponentially by earning returns on both your original investment and your accumulated returns.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">2. The Role of Reinvesting<\/h3>\n\n\n\n<p><em>Reinvesting<\/em> is the practice of taking the returns you\u2019ve earned\u2014whether it\u2019s dividends, interest, or capital gains\u2014and putting them back into the market rather than withdrawing them. This allows you to maximize the effects of compounding because your returns themselves are generating new returns.<\/p>\n\n\n\n<p>For example, if you own dividend-paying stocks, you have the option to reinvest the dividends you receive by purchasing additional shares of the stock. This increases your overall shareholding, allowing you to earn even more dividends in the future, which further accelerates compounding.<\/p>\n\n\n\n<p>Reinvesting isn\u2019t just limited to stocks. With bonds, you can reinvest interest payments to buy more bonds, and with mutual funds or ETFs, you can reinvest capital gains or dividends to buy more shares of the fund.<\/p>\n\n\n\n<p><strong>Key Takeaway:<\/strong> Reinvesting your returns accelerates the compounding process, allowing your wealth to grow faster over time.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">3. Time: The Most Important Factor in Compounding<\/h3>\n\n\n\n<p>While the returns you earn and the amounts you invest are important, the <em>time<\/em> you stay invested is the single most crucial factor in how effectively compounding works. The longer you leave your money in the market, the more compounding works in your favor, especially as your returns start to compound on themselves.<\/p>\n\n\n\n<p>Let\u2019s illustrate this with an example:<\/p>\n\n\n\n<p>Imagine two investors, Alex and Sam:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Alex<\/strong> invests $10,000 at age 25 and leaves it in the market, earning an average return of 7% per year. By the time Alex turns 65, that $10,000 investment will have grown to over $149,000\u2014without adding any additional funds.<\/li>\n\n\n\n<li><strong>Sam<\/strong> waits until age 35 to invest $10,000, also earning a 7% return per year. By age 65, Sam\u2019s investment grows to just over $76,000.<\/li>\n<\/ul>\n\n\n\n<p>Even though Alex only started investing 10 years earlier, their investment ends up nearly <em>double<\/em> that of Sam\u2019s because of the power of compounding over a longer period.<\/p>\n\n\n\n<p>This example highlights the importance of starting early. The more time you give your investments to grow, the more dramatic the effects of compounding become.<\/p>\n\n\n\n<p><strong>Key Takeaway:<\/strong> The earlier you start investing, the more time compounding has to work its magic, resulting in exponentially larger gains over decades.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">4. The Exponential Nature of Compounding<\/h3>\n\n\n\n<p>One of the fascinating aspects of compounding is its exponential nature. In the early years, it may seem like your investments are growing slowly, but over time, the growth accelerates significantly. The key is to stay invested long enough to see the exponential curve kick in.<\/p>\n\n\n\n<p>Consider this visual comparison:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Linear growth<\/strong>: If your investment grows linearly, it increases by the same amount each year, creating a straight line on a graph.<\/li>\n\n\n\n<li><strong>Exponential growth<\/strong>: With compounding, the growth curve starts off slow but becomes steeper as the years go by, reflecting the increasing power of returns on your accumulated returns.<\/li>\n<\/ul>\n\n\n\n<p>This exponential growth is why long-term investors often see significant wealth accumulation in the later stages of their investment journey. The last 10-20 years of compounding can often contribute more to your overall wealth than the first 20-30 years.<\/p>\n\n\n\n<p><strong>Key Takeaway:<\/strong> Compounding is an exponential process, meaning the longer you stay invested, the more rapidly your wealth will grow in the later years.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">5. Overcoming the Temptation to Withdraw Early<\/h3>\n\n\n\n<p>One of the biggest challenges to maximizing the benefits of compounding is the temptation to withdraw early. Whether it\u2019s due to short-term market volatility or the desire to use the money for other purposes, pulling out of your investments too soon can significantly reduce the long-term effects of compounding.<\/p>\n\n\n\n<p>For example, withdrawing your money during a market downturn not only locks in losses but also interrupts the compounding process. This can set your wealth-building efforts back by years, as you miss out on the future growth that would have occurred had you stayed invested.<\/p>\n\n\n\n<p>To maximize compounding, it\u2019s important to stay disciplined and resist the urge to react to short-term market movements. By maintaining a long-term perspective and continuing to reinvest your returns, you allow compounding to work uninterrupted, generating substantial wealth over time.<\/p>\n\n\n\n<p><strong>Key Takeaway:<\/strong> Staying invested and resisting the temptation to withdraw early is crucial for allowing compounding to maximize its full potential over decades.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">6. The Impact of Fees and Taxes on Compounding<\/h3>\n\n\n\n<p>While compounding can be a powerful tool for building wealth, it\u2019s important to be aware of factors that can slow it down, such as fees and taxes. Investment fees\u2014whether from mutual funds, ETFs, or advisors\u2014can eat into your returns over time, reducing the amount that gets reinvested and ultimately limiting the power of compounding.<\/p>\n\n\n\n<p>Similarly, taxes on dividends, interest, or capital gains can reduce your total returns, especially if they aren\u2019t held in tax-advantaged accounts like IRAs or 401(k)s. To minimize the impact of taxes, consider strategies like tax-efficient investing, holding investments in tax-advantaged accounts, or holding them for longer periods to take advantage of lower long-term capital gains rates.<\/p>\n\n\n\n<p><strong>Key Takeaway:<\/strong> Fees and taxes can diminish the benefits of compounding, so it\u2019s important to choose low-cost investments and consider tax-efficient strategies to preserve your returns.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">7. Harnessing Compounding with Dollar-Cost Averaging<\/h3>\n\n\n\n<p><em>Dollar-cost averaging<\/em> is another strategy that works hand-in-hand with compounding. This involves investing a fixed amount at regular intervals, regardless of market conditions. By consistently investing over time, you benefit from compounding, even if the market experiences short-term volatility.<\/p>\n\n\n\n<p>Dollar-cost averaging allows you to avoid trying to time the market and helps you accumulate more shares when prices are low. Over time, as those shares increase in value and generate returns, the effects of compounding become even more pronounced.<\/p>\n\n\n\n<p><strong>Key Takeaway:<\/strong> Dollar-cost averaging, combined with compounding, can help smooth out market volatility and allow you to build wealth steadily over time.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Final Thoughts: The Long-Term Power of Compounding and Reinvesting<\/h3>\n\n\n\n<p>The art of reinvesting is all about patience, discipline, and understanding the long-term benefits of compounding. By staying invested, reinvesting your returns, and allowing time to work its magic, you can harness the full power of compounding to grow your wealth exponentially over decades.<\/p>\n\n\n\n<p>Remember, compounding doesn\u2019t deliver instant results\u2014it\u2019s a slow and steady process that rewards those who are willing to wait. The earlier you start, the more dramatic the effects of compounding will be in the later years of your investing journey. Stay focused on your long-term goals, reinvest your returns, and watch as your investments grow into a powerful source of wealth over time.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Do you want to 2x, 5x or 10x your Profits?<\/h2>\n\n\n\n<p><a href=\"https:\/\/outlook-sdf.office.com\/bookwithme\/user\/ffef0aaaf9ce4fa9bc29e062d1cb0d0f@qfactor.com.au\/meetingtype\/Pm-jEq3270-FEyHgAHjEmw2?anonymous&amp;ep=mcard\">Download the Playbook and connect to tailor <\/a>or Join our Master Class Club: <a href=\"https:\/\/share.hsforms.com\/1BOVrPBN0SZSyE6N4ppjRqAeiskf\"><strong>Join for free<\/strong><\/a><\/p>\n\n\n\n<p><strong>Want More:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Connect on <a href=\"https:\/\/www.linkedin.com\/in\/murrayslatter\/\">LinkedIn<\/a><\/li>\n\n\n\n<li>Checkout more <a href=\"https:\/\/murrayslatter.me\/?cat=22\">Book Review in this series<\/a><\/li>\n\n\n\n<li>Connect for more free <a href=\"https:\/\/share.hsforms.com\/1BOVrPBN0SZSyE6N4ppjRqAeiskf\">material and coaching<\/a><\/li>\n\n\n\n<li>Connect for <a href=\"http:\/\/www.qfactor.com.au\">more<\/a>.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>How Compounding Really Works Over Decades One of the most powerful forces in investing is the concept of compounding. Albert Einstein reportedly called it the &#8220;eighth wonder of the world&#8221; and for good reason. Compounding is the process of earning [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":3927,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[11,1],"tags":[92],"class_list":["post-4026","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing","category-uncategorized","tag-newinvestors","clearfix"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Art of Reinvesting - Murray Slatter<\/title>\n<meta name=\"description\" content=\"The magic of compounding is especially great when it\u2019s combined with the art of reinvesting, allowing your money to work for you continuously\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/murrayslatter.me\/?p=4026\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Art of Reinvesting - Murray Slatter\" \/>\n<meta property=\"og:description\" content=\"The magic of compounding is especially great when it\u2019s combined with the art of reinvesting, allowing your money to work for you continuously\" \/>\n<meta property=\"og:url\" content=\"https:\/\/murrayslatter.me\/?p=4026\" \/>\n<meta property=\"og:site_name\" content=\"Murray Slatter\" \/>\n<meta property=\"article:published_time\" content=\"2024-09-27T01:49:35+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-09-27T07:47:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"720\" \/>\n\t<meta property=\"og:image:height\" content=\"405\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Murray Slatter\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Murray Slatter\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/murrayslatter.me\\\/?p=4026#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/murrayslatter.me\\\/?p=4026\"},\"author\":{\"name\":\"Murray Slatter\",\"@id\":\"https:\\\/\\\/murrayslatter.me\\\/#\\\/schema\\\/person\\\/9774d7f727e6b917f43267614574f6d5\"},\"headline\":\"The Art of Reinvesting\",\"datePublished\":\"2024-09-27T01:49:35+00:00\",\"dateModified\":\"2024-09-27T07:47:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/murrayslatter.me\\\/?p=4026\"},\"wordCount\":1415,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/murrayslatter.me\\\/?p=4026#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/murrayslatter.me\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1\",\"keywords\":[\"#NewInvestors\"],\"articleSection\":[\"Investing\"],\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/murrayslatter.me\\\/?p=4026#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/murrayslatter.me\\\/?p=4026\",\"url\":\"https:\\\/\\\/murrayslatter.me\\\/?p=4026\",\"name\":\"The Art of Reinvesting - Murray Slatter\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/murrayslatter.me\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/murrayslatter.me\\\/?p=4026#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/murrayslatter.me\\\/?p=4026#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/murrayslatter.me\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1\",\"datePublished\":\"2024-09-27T01:49:35+00:00\",\"dateModified\":\"2024-09-27T07:47:14+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/murrayslatter.me\\\/#\\\/schema\\\/person\\\/9774d7f727e6b917f43267614574f6d5\"},\"description\":\"The magic of compounding is especially great when it\u2019s combined with the art of reinvesting, allowing your money to work for you continuously\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/murrayslatter.me\\\/?p=4026#breadcrumb\"},\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/murrayslatter.me\\\/?p=4026\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/murrayslatter.me\\\/?p=4026#primaryimage\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/murrayslatter.me\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/murrayslatter.me\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1\",\"width\":720,\"height\":405},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/murrayslatter.me\\\/?p=4026#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/murrayslatter.me\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The Art of Reinvesting\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/murrayslatter.me\\\/#website\",\"url\":\"https:\\\/\\\/murrayslatter.me\\\/\",\"name\":\"Murray Slatter\",\"description\":\"Empowering Good teams to be Great!\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/murrayslatter.me\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/murrayslatter.me\\\/#\\\/schema\\\/person\\\/9774d7f727e6b917f43267614574f6d5\",\"name\":\"Murray Slatter\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8aa0f1751d211918ccc2037a8b3ce22431cec7bef7edf9c993cee70e20717c88?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8aa0f1751d211918ccc2037a8b3ce22431cec7bef7edf9c993cee70e20717c88?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8aa0f1751d211918ccc2037a8b3ce22431cec7bef7edf9c993cee70e20717c88?s=96&d=mm&r=g\",\"caption\":\"Murray Slatter\"},\"url\":\"https:\\\/\\\/murrayslatter.me\\\/?author=2\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"The Art of Reinvesting - Murray Slatter","description":"The magic of compounding is especially great when it\u2019s combined with the art of reinvesting, allowing your money to work for you continuously","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/murrayslatter.me\/?p=4026","og_locale":"en_US","og_type":"article","og_title":"The Art of Reinvesting - Murray Slatter","og_description":"The magic of compounding is especially great when it\u2019s combined with the art of reinvesting, allowing your money to work for you continuously","og_url":"https:\/\/murrayslatter.me\/?p=4026","og_site_name":"Murray Slatter","article_published_time":"2024-09-27T01:49:35+00:00","article_modified_time":"2024-09-27T07:47:14+00:00","og_image":[{"width":720,"height":405,"url":"https:\/\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg","type":"image\/jpeg"}],"author":"Murray Slatter","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Murray Slatter","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/murrayslatter.me\/?p=4026#article","isPartOf":{"@id":"https:\/\/murrayslatter.me\/?p=4026"},"author":{"name":"Murray Slatter","@id":"https:\/\/murrayslatter.me\/#\/schema\/person\/9774d7f727e6b917f43267614574f6d5"},"headline":"The Art of Reinvesting","datePublished":"2024-09-27T01:49:35+00:00","dateModified":"2024-09-27T07:47:14+00:00","mainEntityOfPage":{"@id":"https:\/\/murrayslatter.me\/?p=4026"},"wordCount":1415,"commentCount":0,"image":{"@id":"https:\/\/murrayslatter.me\/?p=4026#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1","keywords":["#NewInvestors"],"articleSection":["Investing"],"inLanguage":"en","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/murrayslatter.me\/?p=4026#respond"]}]},{"@type":"WebPage","@id":"https:\/\/murrayslatter.me\/?p=4026","url":"https:\/\/murrayslatter.me\/?p=4026","name":"The Art of Reinvesting - Murray Slatter","isPartOf":{"@id":"https:\/\/murrayslatter.me\/#website"},"primaryImageOfPage":{"@id":"https:\/\/murrayslatter.me\/?p=4026#primaryimage"},"image":{"@id":"https:\/\/murrayslatter.me\/?p=4026#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1","datePublished":"2024-09-27T01:49:35+00:00","dateModified":"2024-09-27T07:47:14+00:00","author":{"@id":"https:\/\/murrayslatter.me\/#\/schema\/person\/9774d7f727e6b917f43267614574f6d5"},"description":"The magic of compounding is especially great when it\u2019s combined with the art of reinvesting, allowing your money to work for you continuously","breadcrumb":{"@id":"https:\/\/murrayslatter.me\/?p=4026#breadcrumb"},"inLanguage":"en","potentialAction":[{"@type":"ReadAction","target":["https:\/\/murrayslatter.me\/?p=4026"]}]},{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/murrayslatter.me\/?p=4026#primaryimage","url":"https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1","contentUrl":"https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1","width":720,"height":405},{"@type":"BreadcrumbList","@id":"https:\/\/murrayslatter.me\/?p=4026#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/murrayslatter.me\/"},{"@type":"ListItem","position":2,"name":"The Art of Reinvesting"}]},{"@type":"WebSite","@id":"https:\/\/murrayslatter.me\/#website","url":"https:\/\/murrayslatter.me\/","name":"Murray Slatter","description":"Empowering Good teams to be Great!","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/murrayslatter.me\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en"},{"@type":"Person","@id":"https:\/\/murrayslatter.me\/#\/schema\/person\/9774d7f727e6b917f43267614574f6d5","name":"Murray Slatter","image":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/secure.gravatar.com\/avatar\/8aa0f1751d211918ccc2037a8b3ce22431cec7bef7edf9c993cee70e20717c88?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8aa0f1751d211918ccc2037a8b3ce22431cec7bef7edf9c993cee70e20717c88?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8aa0f1751d211918ccc2037a8b3ce22431cec7bef7edf9c993cee70e20717c88?s=96&d=mm&r=g","caption":"Murray Slatter"},"url":"https:\/\/murrayslatter.me\/?author=2"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1","jetpack-related-posts":[{"id":3980,"url":"https:\/\/murrayslatter.me\/?p=3980","url_meta":{"origin":4026,"position":0},"title":"The Power of Dividends &#8211; or Not!","author":"Murray Slatter","date":"September 24, 2024","format":false,"excerpt":"How to Make Money While You Sleep - Eventually The Power of Dividends: Dividends are often seen as the ultimate symbol of passive income\u2014earning money while you sleep without having to lift a finger. But when it comes to building long-term wealth, especially if you\u2019re in your 20s or 30s,\u2026","rel":"","context":"In &quot;Investing&quot;","block_context":{"text":"Investing","link":"https:\/\/murrayslatter.me\/?cat=11"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":3959,"url":"https:\/\/murrayslatter.me\/?p=3959","url_meta":{"origin":4026,"position":1},"title":"The Power of Compounding","author":"Murray Slatter","date":"September 23, 2024","format":false,"excerpt":"Why Time in the Market Beats Timing the Market When I first started investing, I made the mistake that so many new investors do: I tried to time the market. I thought if I could just buy at the right moment, catch the wave, and sell at the peak, I\u2019d\u2026","rel":"","context":"In &quot;Investing&quot;","block_context":{"text":"Investing","link":"https:\/\/murrayslatter.me\/?cat=11"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":3945,"url":"https:\/\/murrayslatter.me\/?p=3945","url_meta":{"origin":4026,"position":2},"title":"A Wealthy Life &#8211; Without the bumps","author":"Murray Slatter","date":"September 23, 2024","format":false,"excerpt":"I\u2019m thrilled to welcome you to my corner of the web where I share my experiences, strategies, and insights on investing, business, and personal finance. I\u2019ve spent decades honing my craft in multiple areas\u2014investing, consulting, and helping businesses scale\u2014and now, I\u2019m excited to share that knowledge with others through my\u2026","rel":"","context":"In &quot;Investing&quot;","block_context":{"text":"Investing","link":"https:\/\/murrayslatter.me\/?cat=11"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":2855,"url":"https:\/\/murrayslatter.me\/?p=2855","url_meta":{"origin":4026,"position":3},"title":"The Science of Growth: Understanding Our Dividend Growth Strategy","author":"Murray Slatter","date":"February 24, 2024","format":false,"excerpt":"In an investment landscape teeming with diverse strategies and myriad approaches to wealth creation, Mission X differentiates itself through a focused commitment to a dividend growth strategy. This approach, deeply embedded in the science of growth and long-term value creation, aims not only at capital appreciation but also at securing\u2026","rel":"","context":"In &quot;MissionX&quot;","block_context":{"text":"MissionX","link":"https:\/\/murrayslatter.me\/?cat=27"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/02\/Slide6-1.jpg?fit=1200%2C675&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/02\/Slide6-1.jpg?fit=1200%2C675&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/02\/Slide6-1.jpg?fit=1200%2C675&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/02\/Slide6-1.jpg?fit=1200%2C675&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/02\/Slide6-1.jpg?fit=1200%2C675&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":3983,"url":"https:\/\/murrayslatter.me\/?p=3983","url_meta":{"origin":4026,"position":4},"title":"How to Identify Stocks Worth Holding Forever","author":"Murray Slatter","date":"September 26, 2024","format":false,"excerpt":"Applying Key Metrics Investing for the long term requires a solid understanding of the companies you\u2019re investing in, as well as confidence that those companies will continue to grow and generate returns for decades. To determine which stocks are worth holding forever, you need to evaluate key characteristics such as\u2026","rel":"","context":"In &quot;Investing&quot;","block_context":{"text":"Investing","link":"https:\/\/murrayslatter.me\/?cat=11"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":3957,"url":"https:\/\/murrayslatter.me\/?p=3957","url_meta":{"origin":4026,"position":5},"title":"The Importance of Long-Term Thinking","author":"Murray Slatter","date":"September 23, 2024","format":false,"excerpt":"Lessons from Peter Lynch\u2019s One Up on Wall Street When it comes to investing, one of the most common mistakes people make is thinking short-term. They want quick wins, immediate gains, and fast profits. But if you\u2019ve ever read Peter Lynch\u2019s classic One Up on Wall Street, you\u2019ll know that\u2026","rel":"","context":"In &quot;Investing&quot;","block_context":{"text":"Investing","link":"https:\/\/murrayslatter.me\/?cat=11"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/murrayslatter.me\/wp-content\/uploads\/2024\/08\/Social-Impact-Fund.jpg?fit=720%2C405&ssl=1&resize=700%2C400 2x"},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/murrayslatter.me\/index.php?rest_route=\/wp\/v2\/posts\/4026","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/murrayslatter.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/murrayslatter.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/murrayslatter.me\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/murrayslatter.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4026"}],"version-history":[{"count":1,"href":"https:\/\/murrayslatter.me\/index.php?rest_route=\/wp\/v2\/posts\/4026\/revisions"}],"predecessor-version":[{"id":4028,"href":"https:\/\/murrayslatter.me\/index.php?rest_route=\/wp\/v2\/posts\/4026\/revisions\/4028"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/murrayslatter.me\/index.php?rest_route=\/wp\/v2\/media\/3927"}],"wp:attachment":[{"href":"https:\/\/murrayslatter.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4026"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/murrayslatter.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4026"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/murrayslatter.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4026"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}